Gruzam Insurance

Privacy Policy

Effective date: October 12, 2026

Gruzam Insurance LLC ("Gruzam Insurance", "we", "us"), is an insurance agency licensed in Florida, Louisiana, Mississippi, Pennsylvania, Tennessee and Texas. This Privacy Policy explains how we collect, use, share and protect your personal information when you visit https://gruzami.com, use our forms, or work with our agents.

1. Information we collect

Information you give us, to quote, enroll and service your insurance:

  • Contact details: name, mobile and other phone numbers, email, mailing address
  • Identity details: date of birth, and Social Security number when an insurance application requires it
  • Household and eligibility details: household members, income, citizenship or immigration status, and other information required by insurance carriers or the Health Insurance Marketplace
  • Health information needed for enrollment, such as doctors or prescriptions
  • Your signatures and the consents you give us, including your consent to receive text messages

Information collected automatically when you use our website or forms: device and browser type, IP address, pages visited and the date and time of your visit.

2. How we use your information

  • To quote, apply for, enroll in and service insurance plans you request
  • To communicate with you by phone, email and text message about your applications, policies, renewals, appointments and questions
  • To verify your identity and prevent fraud
  • To comply with legal, regulatory and carrier requirements
  • To operate, secure and improve our website and forms

3. How we share your information

We share your information only as needed to provide the services you request, or as required by law:

  • Insurance carriers and the Health Insurance Marketplace, to quote, enroll and service your coverage
  • Service providers that work on our behalf under confidentiality obligations, such as hosting, document signing and our messaging provider, which delivers our text messages
  • Authorities, when required by law, regulation or legal process, or to protect the rights and safety of our clients and our agency

We do not sell your personal information.

4. Text messaging (SMS) and mobile information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All of the categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Your mobile number and SMS consent are used only to send you the messages described in our SMS Terms. You can stop them at any time by replying STOP.

5. How we protect your information

We use administrative, technical and physical safeguards appropriate to the sensitivity of the information, including encryption of sensitive data such as Social Security numbers, access controls limited to authorized staff, and secure service providers. No method of transmission or storage is completely secure, but we work to protect your information and comply with applicable federal and state laws.

6. How long we keep your information

We keep your information for as long as you are our client and afterwards for the period required by law, regulation or carrier requirements, and then delete or anonymize it.

7. Your choices and rights

  • Text messages: reply STOP to any message, or contact us
  • Emails: use the unsubscribe link or contact us
  • Access and correction: you can ask for a copy of your information or ask us to correct it
  • Deletion: you can ask us to delete your information, unless we must keep it by law or to service an active policy

Depending on your state of residence, you may have additional rights. To make a request, contact us using the details below; we may need to verify your identity first.

8. Children

Our services are intended for adults. We collect information about minors only when a parent or guardian provides it to include them in household coverage.

9. Changes to this policy

We may update this Privacy Policy. The current version, with its effective date, is always available at https://gruzami.com/privacy.

10. Contact us

Gruzam Insurance LLC (Gruzam Insurance) Miami, FL, USA +1 (786) 507-9977 · gruzaminsurance@gmail.com